Medefenseā„¢ Plus/Cyber Liability

Elatas works with medical practices, clinics, hospitals and healthcare facilities to find coverage for defense costs and civil fines and penalties for billing errors, HIPAA, EMTALA and Stark proceedings.

Through our parent company, LAMMICO, individual Claims-Made and Occurrence physician and most hospital and facility policies are automatically endorsed for cyber liability coverage, but increased limits for LAMMICO policyholders are available to provide enough protection, including:

  • Coverage For Actual or Alleged Billing Errors - Coverage includes defense costs and fines and penalties arising from actual or alleged billing errors. Coverage extends to allegations made by Governmental Agencies, Qui Tam Plaintiffs and Contractors Working On Behalf Of the Government such as the Recovery Audit Contractors (RAC) and Zone Program Integrity Contractors (ZPIC) as well as Commercial Payors.
  • Coverage For Other Medical Regulatory Violations - Coverage includes defense and fines and penalties arising out of gov­ernmental agency actions/allegations of HIPAA (Patient Privacy), EMTALA (Emergency Medical Treatment and Active Labor Act) and STARK (Physician SelfReferral) violations.
  • BrandGuard™ - Coverage for lost revenue directly resulting from an adverse media report and/or notification to customers of a security or privacy breach
  • Optional Medical Board Proceedings Sublimit Coverage - Coverage includes defense for proceedings instituted by a state licensing authority for unprofessional conduct in the examination, care or treatment of patients.
  • Note: The basic limits portion of LAMMICO Medefense™ Plus/Cyber Liability coverage does not include the underlying coverage for medical board proceedings, but the option is available through Elatas Risk Partners.

Cyber Liability Claim Scenarios hit close to home. Read how some claims have been resolved recently under "Claim Scenarios".

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Medefenseā„¢ Plus/Cyber Liability

Elatas can help protect your medical practices, clinics, hospitals and healthcare facilities to find coverage for defense costs and civil fines and penalties for billing errors, HIPAA, EMTALA and Stark proceedings.

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