Medefense™ Plus/Cyber Liability
Elatas works with medical practices, clinics, hospitals and healthcare facilities to find coverage for defense costs and civil fines and penalties for billing errors, HIPAA, EMTALA and Stark proceedings.
Through our parent company, LAMMICO, individual Claims-Made and Occurrence physician and most hospital and facility policies are automatically endorsed for cyber liability coverage, but increased limits for LAMMICO policyholders are available to provide enough protection, including:
- Coverage For Actual or Alleged Billing Errors - Coverage includes defense costs and fines and penalties arising from actual or alleged billing errors. Coverage extends to allegations made by Governmental Agencies, Qui Tam Plaintiffs and Contractors Working On Behalf Of the Government such as the Recovery Audit Contractors (RAC) and Zone Program Integrity Contractors (ZPIC) as well as Commercial Payors.
- Coverage For Other Medical Regulatory Violations - Coverage includes defense and fines and penalties arising out of governmental agency actions/allegations of HIPAA (Patient Privacy), EMTALA (Emergency Medical Treatment and Active Labor Act) and STARK (Physician SelfReferral) violations.
- BrandGuard™ - Coverage for lost revenue directly resulting from an adverse media report and/or notification to customers of a security or privacy breach
- Optional Medical Board Proceedings Sublimit Coverage - Coverage includes defense for proceedings instituted by a state licensing authority for unprofessional conduct in the examination, care or treatment of patients.
- Note: The basic limits portion of LAMMICO Medefense™ Plus/Cyber Liability coverage does not include the underlying coverage for medical board proceedings, but the option is available through Elatas Risk Partners.
Cyber Liability Claim Scenarios hit close to home. Read how some claims have been resolved recently under "Claim Scenarios".
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After years of analyzing catastrophe data, Elatas helps commercial entities find coverage that enables smarter commercial property risk management.
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Crime liabilities are an unfortunate reality in business, which is why we help clients meet the challenges of casualties by managing costs after a loss.
Elatas finds liability limits in excess of those on your general liability policy, providing businesses with additional protection in the event of a catastrophic event.
Employment Practices Liability
Let Elatas protect your business from employee allegations and other employment practice liabilities.
Cyber-related claims can stem from a multitude of unforeseen events and can be settled for hundreds of thousands - even millions - of dollars with significant legal expenses incurred.
Directors and Officers Liability
Suits can be brought against the directors/officers of the corporate entity which they serve. Elatas works with directors, officers and their corporate entities to provide financial protection in the event of a lawsuit.
Do you know your professional liability exposures? Let us help you protect the needs unique to your business.
Medefense™ Plus/Cyber Liability
Elatas can help protect your medical practices, clinics, hospitals and healthcare facilities to find coverage for defense costs and civil fines and penalties for billing errors, HIPAA, EMTALA and Stark proceedings.
Life Insurance/Disability Income
When you become ill or have an accident, Elatas offers insurance solutions for when you need help most.
Elatas can help you add an extra layer of protection for claims exceeding the limits of existing underlying professional liability coverage.
As a wholly-owned subsidiary of LAMMICO, Elatas offers medical professionals commercial and professional liability insurance.