Directors and Officers Liability

Elatas works with professionals seeking Directors & Officers (D&O) Liability Insurance coverage designed to provide financial protection for the directors, officers, and the corporate entity which they serve. This coverage is necessary in the event of lawsuits that allege mismanagement of the corporation. These suits can be brought against the directors/officers, either individually or collectively. A D&O policy is a tool through which the corporate entity can be reimbursed for its costs in defending and settling lawsuits against its directors and officers.

Also, individually by endorsement or issuance of a separate policy, a physician can utilize the D&O policy to cover damages and defense costs in the event they suffer personal losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organization.

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Other Coverages

Commercial Property

After years of analyzing catastrophe data, Elatas helps commercial entities find coverage that enables smarter commercial property risk management.

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Inland Marine

Specialized risks mean specialized service in determining the best coverage options to protect construction, transportation and cargo. Let us find the right solution.

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Commercial Auto

For some businesses, auto transport is essential to operations. Let Elatas Risk Partners find the right kind of coverage to fit your business.

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General Liability

On or off-site, risk abounds in business. Let Elatas seek out the best combined protection for the unforeseen risks of your businesses' management.

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Crime

Crime liabilities are an unfortunate reality in business, which is why we help clients meet the challenges of casualties by managing costs after a loss.

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Commercial Umbrella

Elatas finds liability limits in excess of those on your general liability policy, providing businesses with additional protection in the event of a catastrophic event.

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Employment Practices Liability

Let Elatas protect your business from employee allegations and other employment practice liabilities.

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Cyber Liability

Cyber-related claims can stem from a multitude of unforeseen events and can be settled for hundreds of thousands - even millions - of dollars with significant legal expenses incurred.

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Directors and Officers Liability

Suits can be brought against the directors/officers of the corporate entity which they serve. Elatas works with directors, officers and their corporate entities to provide financial protection in the event of a lawsuit.

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Professional Liability

Do you know your professional liability exposures? Let us help you protect the needs unique to your business.

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Medefenseā„¢ Plus/Cyber Liability

Elatas can help protect your medical practices, clinics, hospitals and healthcare facilities to find coverage for defense costs and civil fines and penalties for billing errors, HIPAA, EMTALA and Stark proceedings.

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Life Insurance/Disability Income

When you become ill or have an accident, Elatas offers insurance solutions for when you need help most.

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Excess Liability

Elatas can help you add an extra layer of protection for claims exceeding the limits of existing underlying professional liability coverage.

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Medical Liability

As a wholly-owned subsidiary of LAMMICO, Elatas offers medical professionals commercial and professional liability insurance.

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