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TERMS AND CONDITIONS OF USE

Elatas Risk Partners, Inc. Website

This elatas.com website (the "Site" or "Website") is provided by Elatas Risk Partners, Inc. (hereinafter, “Elatas”, or “We”, or “Us”). Use of this Site is governed by the Terms of Use set forth below. By using this Site or downloading materials from this Site, you agree to abide by the Terms of Use. Please read them carefully as well as our Privacy Policy which is incorporated herein by reference and made a part hereof. If you do not agree with, or understand, these Terms of Use, you may not use or access this Website. We reserve the right to revise our Terms of Use at any time, one or more times, in its sole discretion by posting revised terms and conditions of use of its Website.

This Website is available only to individuals who can enter into legally binding contracts under applicable law. These Terms of Use constitute a legally binding agreement between you and Elatas (including, without limitation, constituting a legally binding agreement with us regarding your use of and access to the Elatas Website and any other Elatas Proprietary Property).  

Parental Controls; User of Age and Discretion  

To the extent required by the Communications Decency Act of 1996, we hereby notify you that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist you in limiting access to content that may be harmful to minors. There are many companies that provide internet blocking and screening software. Elatas does not currently sponsor or endorse any of these companies or their services. You hereby affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use. In any case, you affirm that you are over the age of 13, as the Elatas Website is not intended for children under 13.  If you are under 13 years of age, then please do not use the Elatas Website.

Except for your accessing only the HOME PAGE and only these Terms of Use (which may include accessing the Privacy Policy), by your accessing or using any webpages or other parts of the (as defined below) Elatas Website, you agree to, and you shall, fully and faithfully perform, comply with, observe and be bound by these Terms of Use. Please read these Terms of Use carefully as well as Elatas’ Privacy Policy which is incorporated herein by reference and made a part hereof.  

Elatas does not grant you any right or license whatsoever to access or use the Elatas Website except for the limited license set forth below.

Limited License

Subject to your continued compliance with the terms and conditions set forth herein, you are granted a personal, revocable, non-exclusive, non-transferable, limited right to access and use the information contained in this Website. We authorize you to view and download the materials at this Site only for your personal, non-commercial use. This authorization is not a transfer of title in the materials and copies of the materials and is subject to the following restrictions:

You must retain, on all copies of the materials downloaded, all copyright and other proprietary notices contained in the materials.

You may not modify the materials contained in this Site in any way or reproduce or publicly display, perform, distribute, or otherwise use them for any public or commercial purpose without express written permission from us.

You must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under the terms and conditions of these Terms of Use.

You agree not to interrupt or attempt to interrupt the operation, or the security-related or privacy functions, of this Site in any way.

Responsibility for Use of Website

Use of the Internet and this Website is subject to all applicable local, state, national and international laws and regulations.  We do not guarantee the confidentiality, privacy or security of any communication or other material transmitted to or from us, our Website, or other communication network. We will not be, and shall not be, obligated in any way whatsoever to correct or update the Website; and, we will not be, and shall not be, liable for omissions, typographical errors or other errors (or otherwise stale, old, inaccurate, incorrect or incomplete information) which may appear on or in, or be accessible by or through the use of, the Website. 

Web Links

As a convenience to you, this Website may include link(s) to other website(s) operated by other entities. If you decide to access any of the third party sites linked to this Site, you do so entirely at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. The linked sites are not under our control and we are not responsible for the content of any linked site or any link contained in a linked site, nor do we endorse companies or products to which the Site links, unless specifically stated in the link text. When sharing content posted to our Site, users agree to hereby release us from any and all liability in connection with the use of any and all pictures, images, videos, or content posted by us and we shall not be held responsible for inappropriate content, images or third party links submitted by other users.  We reserve the right to terminate any link or linking program at any time.

Disclaimer of Warranties

THIS WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE."  IF YOU BROWSE, NAVIGATE, SEARCH, DOWNLOAD, COPY, DISTRIBUTE, DISPLAY, PREPARE DERIVATE WORKS OF, ADAPT OR OTHERWISE ACCESS OR USE THE WEBSITE, YOU DO SO AT YOUR OWN DISCRETION AND FULL RISK.  
WE DO NOT GIVE, MAKE OR PROVIDE ANY EXPRESS OR IMPLIED REPRESENTATION OR WARRANTY WHATSOEVER OF ANY KIND WHATSOEVER. The materials contained in this Site and in linked sites directly or indirectly accessible from this Site are provided WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCUDING BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NONINFRINGEMENT. WE DO NOT WARRANT OR GUARANTEE THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY MATERIALS DISPLAYED IN THIS SITE. THE USER AGREES THAT ANY RELIANCE ON SUCH MATERIALS SHALL BE AT HIS OR HER SOLE RISK. IN NO EVENT SHALL WE, OR AFFILIATED COMPANIES, IN ANY EVENT BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DAMAGES, CLAIMS OR CAUSES OF ACTION WHATSOEVER (INDLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, LOSS OF PROFITS, BUSINESS OPPORTUNITY OR INTERUPTION, LOSS OF INFORMATION OR ANY OTHER DAMAGES) RELATED TO THE USE OF THIS SITE OR ITS CONTENTS WHETHER SUCH CLAIM IS BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF RELIEF, EVEN IF WE HAVE BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. If any part or provision of this disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Professional Advice Disclaimer

We make reasonable commercial efforts toward ensuring the informational content of our Website is current and accurate. However, due to factors beyond our control, we cannot and will not offer any warranty or guaranty of any nature concerning the accuracy or reliability of any information contained therein. This Website is meant for informational purposes and the information provided is not intended to constitute medical (to include rule(s) for the practice of medicine or standard(s) of care), legal or any other type of professional advice. Should you have a question requiring professional advice of any type (i.e., medical or legal advice), contact a licensed and qualified professional in the relevant field.  Further, risk management information accessed through our Site is intended to provide general information of interest to physicians and other healthcare professionals and do not reflect or establish standard(s) of care or rule(s) applicable to the practice of medicine. Nor is such intended as an offer to insure particular condition(s) or exposure(s), or to indicate we will underwrite such risks.

Disclaimer Regarding Insurance Products

The information and descriptions of products and services contained in this Site are intended as general information and do not contain all of the terms, conditions and exclusions applicable to the products and services offered by or through us. For insurance products and services, the precise coverage afforded is subject to the terms and conditions of the particular insurance policies as issued and may vary from the general descriptions in this Site. Availability of the products and services described may vary by state or as warranted by circumstances.

Intellectual Property 

"Elatas Risk Partners" and its associated logo(s) are registered service marks of Elatas Risk Partners, Inc. This Site, including all content, information, materials, programs, text, code, graphics, logos and the overall look and feel of the Site, are the property of Elatas Risk Partners, Inc. or its affiliated company(ies). The Site is protected by federal copyright laws, whether or not a copyright notice is displayed. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the materials. For reprint and duplication permission, please contact Corporate Communication and Website Specialist Jacqueline Bodet at jbodet@lammico.com for further information.

Jurisdiction & Enforceability

Use of this Website is governed by the laws of the State of Louisiana, without giving effect to any choice or conflicts of law provisions or rules. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Jefferson Parish, Louisiana, United States of America.