Elatas offers access to Excess Professional Liability coverage options specifically for Louisiana’s healthcare community. Excess Professional Liability (EPL) is essentially an extra layer of protection for claims that may fall outside of the Louisiana medical malpractice cap. Basic medical professional liability insurance coverage is for errors or omissions causing injury during the performance of a medical professional's duties, so EPL expands overall protection in the state of Louisiana, specifically.
We provide EPL coverage options on a claims-made basis to address the unique exposures of healthcare professionals. This benefit also provides protection for claims that may exceed the limits of the underlying coverage. Coverage is specifically tailored to overlay current primary insurance coverage and various limits are available.
For more information on Excess Professional Liability coverage options, please contact your local Elatas Risk Partners agent.